As new European regulations covering digital payments and consumer privacy come into force, banks must face the reality of adopting a totally new way of viewing their customer base, says Nordea Bank’s Liisa Kanniainen.
Tokenization can now be considered an essential enabler for expanding the commerce world, says Rob Macmillan from Proxama, as the promise of the Internet of Things continues to drive the growth of payment-enabled devices.
This five-page white paper from Antelop Solutions makes the case for putting security at the heart of HCE solutions and provides insight into the key security issues facing NFC mobile payment providers.
ABN Amro’s road to developing its host card emulation (HCE) based mobile payments service has been long, complex and full of technical challenges, but the consumer response now it has launched has been outstanding, says Jos van de Kerkhof, senior product manager for the ABN Amro Wallet.
Mobile payments are the best example of how technology can add value to traditional banking services, according to Matteo Fermi, head of mobile at CaixaBank Payments.
CSOB launched its HCE-based NFC mobile payments service in June 2016, but this is just the start of the bank’s wider mobile wallet ambitions, writes innovation manager Jan Nezbeda.
Allowing customers to order and pay through a dedicated app offers convenience and choice, says Steve Flanagan, director of marketing at Starbucks Europe.