What is card-on-file EMV tokenization?
Card-on-file EMV tokenization enables merchants to store payment tokens in their databases rather than a customer’s actual card number, Rambus explains in this 14-page ebook.
The What’s New in Payments Knowledge Centre
The mobile payments market in Japan
NFC mobile payments have been a reality in Japan since the launch in 2004 of FeliCa Networks, a joint venture between Sony and mobile network operator NTT Docomo — and long before the introduction of global standards for NFC technology or the rise of the smartphone. In this eight-page paper, Sony’s Masayuki Takezawa and Katsuyuki […]
From MagicBand to Ocean Medallion: Using interactive devices to unlock next-generation guest experiences
The world’s largest leisure travel company is introducing a new cruise experience that makes use of the Ocean Medallion, a small, in-house designed device that supports both NFC and Bluetooth Low Energy and acts as a guest’s key to a wide range of personalized, next generation services on board the company’s cruise ships.
Enabling the future of wearables: Making payments a seamless experience
Fashion brands that want to offer wearable devices that include payments capabilities need solutions that are pre-certified, inexpensive and easy to implement, wearables platform provider Fidesmo explains in this nine-page white paper.
What’s New in Payments, Volume Two
This second volume of What’s New in Payments features in-depth articles on the mobile payments market in China, the rise of mobile money, the potential of mobile-only banks, the bank of the future, the role of the IoT and artificial intelligence in payments, the retailer wallet opportunity, the market in Russia and the challenges and possibilities created by Europe’s new PSD2 regulations.
Payments disrupted — How the tech giants are changing the future of payments in China
The initial impact of digital finance and mobile payments in China is difficult to over-exaggerate, says Zennon Kapron, founder and director of Asian financial services and research firm Kapronasia. The launch of services such as Alipay and WeChat Pay brought with them a dramatic change in the way the average Chinese consumer spends — especially […]
10 years of M-Pesa — The expanding role of mobile money in emerging markets
In a market where it was previously unheard of for people to trust a mobile network operator with their money, Vodafone’s M-Pesa has carefully built confidence with consumers and grown over the last ten years into a financial service that is relied upon by millions of customers every day, mobile money pioneer Michael Joseph explains […]
Mobile-only banks: A new frontier for mobile networks
The mobile banking and payments market has grown exponentially in the past few years, says Orange’s Marc Rennard, and the opportunity “has not been ignored by the mobile operators, with many taking an active role since the beginning of the millennium, often targeting very specific use-cases as a means of carving a niche for themselves,” […]
From the high street to the handset: The role of banks in the future of mobile
Banks need to engage with customers, adapt to consumers’ changing needs, and provide the best user experience to secure their role in the rapidly changing payments industry explains Dejamobile’s Lorcan Burke, before setting out how these aims can best be accomplished.
Connected living: How the IoT and AI will change the face of payments
The Internet of Things (IoT) has the power to completely transform the in-store payment and shopping experience and retailers must now ask themselves how they can use this technology to bring new and meaningful experiences to their customers, says Wirecard’s executive vice president of mobile services Jörn Leogrande.