What is Android Pay & how does it work?

Rambus What is Android PayThis seven-page guide from Rambus gives an overview of what banks and service providers need to know about Google’s Android Pay platform and its use of NFC, host card emulation (HCE) and tokenization.

It begins by explaining how Android Pay works, from uploading credit, debit and loyalty cards to making NFC contactless payments in-store and using the platform for in-app purchases. It then looks at how Android Pay transactions are secured through a variety of authentication protocols and tokenization and at how consumers are protected in the event of their device being lost or stolen.

The document continues by laying out the benefits of simplicity, security and convenience that Android Pay offers both consumers and banks before identifying opportunities for the wider deployment and integration of the platform.

This guide has been produced and sponsored by Rambus and has been approved by the NFC World editorial team.

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This seven-page document is available free of charge to NFC World Knowledge Centre members (PDF format, 879KB).

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This item is part of the Mobile Payments Knowledge Centre.